Coverage transitions
Retirement Coverage Timeline
Retirement and Medicare do not always start together. Put the dates side by side, then make a separate plan for each person in your household.
Open resource →SJI resource center
Make the next coverage decision clearer
Practical tools for the dates, costs and details that matter. Start on your own, keep a copy of your work, and bring the questions you want to talk through.
https://sjiadvisory.com/resources/
Start with the decision in front of you
Need a price? Start with an estimate. Leaving a job? Start with the COBRA planner. Comparing two plans? Use the annual-cost worksheet and verify doctors and prescriptions.
Coverage transitions
COBRA Cost and Deadline Planner
Your payroll deduction is only part of the premium. Start with both contributions, then use the written election notice to confirm the actual cost and deadlines.
Open resource →Coverage transitions
Health Insurance Enrollment Checker
A date inside a window is a reason to check your options. It does not, by itself, establish eligibility. Use this as a starting point for a Marketplace application.
Open resource →Coverage transitions
Health Coverage After a Life Change
Start with what is changing, who needs coverage and the last day of the old plan. Then confirm the enrollment window before comparing benefits.
Open resource →Compare coverage
Health Plan Total-Cost Comparison
A lower monthly bill can come with different costs when you need care. Compare two plans using your own benefit documents and spending assumptions.
Open resource →Compare coverage
Doctor and Prescription Checklist
“We take that insurance” is a starting point. Match the exact plan and network, the provider location, and the prescription details before making a decision.
Open resource →Compare coverage
Private Health Plan Document Checklist
A network logo and a monthly price do not tell you what a policy pays. Ask for the actual documents and use this worksheet to identify unanswered questions.
Open resource →Compare coverage
Health Insurance Glossary and Plan Types
Use these short definitions to read a benefit summary. The exact policy wording still controls how a particular plan works.
Open resource →Compare coverage
Annual Coverage Review Checklist
Use the renewal notice and the next year’s benefit documents. Last year’s premium, directory and drug list may no longer describe the plan you are renewing.
Open resource →Client support
Health Insurance Client Help
Start with the insurer’s member services number on your card or policy. Sam can help you organize the question and find the right next step.
Open resource →Employer resources
Employee Coverage Handoff Kit
A clear handoff helps an employee compare options without guessing when the employer plan ends. Use this alongside the employer’s required notices and procedures.
Open resource →Share a resource
Share SJI With a Friend
Send a useful starting point in your own words. Your friend can check an estimate, read a guide or reach out when they are ready.
Open resource →SJI reference
SJI Advisory Facts and Media Assets
Use this page when you need to identify SJI Advisory or Sam Jaber accurately. The portrait below is the same one used on SJI’s official About page.
Open resource →Website assistance
Accessibility Help at SJI Advisory
If a page, form or calculator is difficult to use, contact Sam and describe what you were trying to do. You can request help by phone or email.
Open resource →Estimate
Private coverage estimate
Get a rough estimate with state and household details; no income or contact information needed.
Open resource →Estimate
Private and Marketplace estimates
Compare rough private pricing with Marketplace options using the additional required household inputs.
Open resource →Estimate
Published Florida examples
Read dated single-adult private estimates by age, with explicit household assumptions and limits.
Open resource →Guide
Coverage by occupation
Find the existing guides for self-employed professionals, contractors and other lines of work.
Open resource →Guide
Private coverage vs. ACA
Understand coverage differences before comparing the monthly price.
Open resource →Conversation
Coverage second opinion
Bring an existing plan or proposal and the questions you want answered.
Open resource →Guide
Open enrollment guide
Review the enrollment calendar and state-specific information before applying.
Open resource →Advisor resource
Professional referrals
Find the existing handoff process for CPAs and other advisors.
Open resource →Useful before, during and after enrollment
These resources are free to read. Planning calculations run in your browser without submitting your inputs. Estimates use their own stated methods and assumptions. Checklists are printable, and you can talk with Sam when you want help.