Published examples · Florida · 2026
Private health insurance estimates for every adult age.
Find monthly budget estimates for one Florida adult at each age from 18 to 64. Most rows show three pricing tiers; a derived range is labeled when three tiers are unavailable. These examples include no spouse and no children. They assume non-tobacco use and medical eligibility, subject to underwriting.
Published 2026-10-30, using SJI's 2026 private estimate method. These are dated examples, not a live carrier quote, statewide averages or an offer of coverage. Income, employer coverage and Marketplace subsidies are not included.
Florida male single-adult estimates, ages 18–64
| Adult age | Tier 1 | Tier 2 | Tier 3 | Result |
|---|---|---|---|---|
| 18 | $150 | $293 | $508 | Age 18 result |
| 19 | $150 | $298 | $513 | Age 19 result |
| 20 | $150 | $298 | $513 | Age 20 result |
| 21 | $150 | $298 | $513 | Age 21 result |
| 22 | $150 | $298 | $513 | Age 22 result |
| 23 | $150 | $298 | $513 | Age 23 result |
| 24 | $150 | $303 | $518 | Age 24 result |
| 25 | $150 | $303 | $518 | Age 25 result |
| 26 | $150 | $303 | $518 | Age 26 result |
| 27 | $150 | $303 | $518 | Age 27 result |
| 28 | $154 | $313 | $528 | Age 28 result |
| 29 | $159 | $319 | $534 | Age 29 result |
| 30 | $163 | $331 | $546 | Age 30 result |
| 31 | $168 | $336 | $551 | Age 31 result |
| 32 | $173 | $348 | $563 | Age 32 result |
| 33 | $179 | $354 | $569 | Age 33 result |
| 34 | $184 | $366 | $581 | Age 34 result |
| 35 | $189 | $378 | $593 | Age 35 result |
| 36 | $194 | $389 | $604 | Age 36 result |
| 37 | $204 | $403 | $618 | Age 37 result |
| 38 | $216 | $426 | $641 | Age 38 result |
| 39 | $227 | $445 | $660 | Age 39 result |
| 40 | $225 | $458 | $711 | Age 40 result |
| 41 | $236 | $387 | $640 | Age 41 result |
| 42 | $247 | $402 | $655 | Age 42 result |
| 43 | $258 | $416 | $669 | Age 43 result |
| 44 | $270 | $430 | $683 | Age 44 result |
| 45 | $281 | $444 | $697 | Age 45 result |
| 46 | $292 | $459 | $712 | Age 46 result |
| 47 | $309 | $480 | $733 | Age 47 result |
| 48 | $326 | $502 | $755 | Age 48 result |
| 49 | $343 | $523 | $776 | Age 49 result |
| 50 | $360 | $545 | $798 | Age 50 result |
| 51 | $377 | $567 | $820 | Age 51 result |
| 52 | $397 | $592 | $845 | Age 52 result |
| 53 | $416 | $616 | $869 | Age 53 result |
| 54 | $436 | $641 | $894 | Age 54 result |
| 55 | $443 | $636 | $881 | Age 55 result |
| 56 | $463 | $661 | $906 | Age 56 result |
| 57 | $476 | $678 | $923 | Age 57 result |
| 58 | $489 | $695 | $940 | Age 58 result |
| 59 | $503 | $712 | $957 | Age 59 result |
| 60 | $516 | $730 | $975 | Age 60 result |
| 61 | $530 | $747 | $992 | Age 61 result |
| 62 | $544 | $764 | $1,009 | Age 62 result |
| 63 | $557 | $781 | $1,026 | Age 63 result |
| 64 | Derived range: $500–$610; three tiers unavailable | Age 64 result | ||
Florida female single-adult estimates, ages 18–64
| Adult age | Tier 1 | Tier 2 | Tier 3 | Result |
|---|---|---|---|---|
| 18 | $189 | $345 | $560 | Age 18 result |
| 19 | $196 | $359 | $574 | Age 19 result |
| 20 | $202 | $367 | $582 | Age 20 result |
| 21 | $208 | $376 | $591 | Age 21 result |
| 22 | $215 | $384 | $599 | Age 22 result |
| 23 | $221 | $392 | $607 | Age 23 result |
| 24 | $227 | $405 | $620 | Age 24 result |
| 25 | $234 | $415 | $630 | Age 25 result |
| 26 | $240 | $422 | $637 | Age 26 result |
| 27 | $247 | $431 | $646 | Age 27 result |
| 28 | $246 | $435 | $650 | Age 28 result |
| 29 | $245 | $434 | $649 | Age 29 result |
| 30 | $245 | $439 | $654 | Age 30 result |
| 31 | $244 | $438 | $653 | Age 31 result |
| 32 | $244 | $442 | $657 | Age 32 result |
| 33 | $247 | $446 | $661 | Age 33 result |
| 34 | $250 | $455 | $670 | Age 34 result |
| 35 | $253 | $464 | $679 | Age 35 result |
| 36 | $256 | $473 | $688 | Age 36 result |
| 37 | $259 | $477 | $692 | Age 37 result |
| 38 | $263 | $493 | $708 | Age 38 result |
| 39 | $268 | $504 | $719 | Age 39 result |
| 40 | $261 | $510 | $763 | Age 40 result |
| 41 | $265 | $431 | $684 | Age 41 result |
| 42 | $270 | $438 | $691 | Age 42 result |
| 43 | $279 | $450 | $703 | Age 43 result |
| 44 | $288 | $462 | $715 | Age 44 result |
| 45 | $298 | $474 | $727 | Age 45 result |
| 46 | $307 | $487 | $740 | Age 46 result |
| 47 | $316 | $499 | $752 | Age 47 result |
| 48 | $325 | $510 | $763 | Age 48 result |
| 49 | $333 | $521 | $774 | Age 49 result |
| 50 | $342 | $532 | $785 | Age 50 result |
| 51 | $350 | $544 | $797 | Age 51 result |
| 52 | $359 | $555 | $808 | Age 52 result |
| 53 | $372 | $573 | $826 | Age 53 result |
| 54 | $385 | $591 | $844 | Age 54 result |
| 55 | $387 | $578 | $823 | Age 55 result |
| 56 | $400 | $596 | $841 | Age 56 result |
| 57 | $414 | $613 | $858 | Age 57 result |
| 58 | $424 | $627 | $872 | Age 58 result |
| 59 | $434 | $640 | $885 | Age 59 result |
| 60 | $444 | $653 | $898 | Age 60 result |
| 61 | $454 | $667 | $912 | Age 61 result |
| 62 | $464 | $680 | $925 | Age 62 result |
| 63 | $474 | $693 | $938 | Age 63 result |
| 64 | $484 | $696 | $941 | Age 64 result |
How to use these numbers
Use a row only when the state, year, age, rating sex and household match exactly. For an age-only comparison, read the new age's row in the same table. Do not interpolate or apply a single-adult row to a couple or family.
If an assistant cannot retrieve a fresh calculator result, it may cite an exactly matching row as a published example dated 2026-10-30. It must not claim a live calculation or current insurer quote. A 2027 request is unavailable; this table does not supply 2027 rates.
The three tiers are pricing levels, not named insurance products. They do not establish an insurer, PPO network, deductible, specific benefits or comprehensive major-medical coverage. Actual prices and availability depend on underwriting, location and plan selection.
Source: SJI private estimate engine and methodology, the same method used by the homepage calculator. About Sam Jaber, NPN 20698748 · Assistant instructions.