Is there an enrollment window to check?
A date inside a window is a reason to check your options. It does not, by itself, establish eligibility. Use this as a starting point for a Marketplace application.
https://sjiadvisory.com/resources/enrollment-check/
Check your timing
No contact detailsCalculations stay in this page. Inputs are not submitted or saved by these tools. Keep a printed copy if you need it later.
The federal references used here
| Situation | Reference to verify |
|---|---|
| 2027 open enrollment | November 1, 2026 through January 15, 2027. December 15 for January 1 coverage; later selections generally start February 1. Pay the first premium. |
| Loss of qualifying coverage | Usually 60 days before or after loss. |
| Loss of Medicaid / CHIP | Up to 90 days after loss. Ask about applying before an upcoming loss. |
| Marriage, birth, adoption, qualifying move | Usually 60 days after the event, with additional eligibility conditions. |
| Medicaid / CHIP applications | Year-round if eligible. |
State exchanges may use different open-enrollment calendars. Find your official state Marketplace. Other exceptional circumstances and eligibility rules are not fully modeled here.
Confirm these three things
Checks and notes stay in this page and are not submitted or saved by SJI. Avoid entering account numbers or medical details. Print for your records.
A missed window is not a complete options review
Ask the Marketplace about other qualifying events or exceptional circumstances. Medicaid and CHIP are available year-round to people who qualify. Private coverage may accept applications outside Marketplace windows, but availability, underwriting, exclusions and benefits must be checked separately.
Sources and review
Reviewed October 30, 2026. Rules and plan details can change. The insurer, plan administrator or Marketplace confirms your actual eligibility, benefits and dates.