2027 marketplace changes

Which insurance companies are leaving the marketplace in 2027

Every company I've found leaving the marketplace for 2027 in the states below, how solid the evidence is, and how many counties each exit touches. Last checked October 5, 2026.

Who is leaving, company by company

  • Cigna is leaving the marketplace in Florida, Georgia, Illinois, Indiana, Mississippi, North Carolina, Tennessee, Texas and Virginia (confirmed).
  • Molina is leaving the marketplace in Illinois, Kentucky and Ohio (confirmed); it is reported as leaving in Florida and Mississippi; whether it is leaving South Carolina is disputed.
  • CareSource is leaving the marketplace in Indiana, Ohio and West Virginia (confirmed).
  • Medica is leaving the marketplace in Iowa, Kansas and Oklahoma (confirmed).
  • Ambetter is leaving the marketplace in Delaware (confirmed).
  • Baylor Scott & White Health Plan is leaving the marketplace in Texas (confirmed).
  • Cox HealthPlans is leaving the marketplace in Missouri (confirmed).
  • Mending Health is leaving the marketplace in Oklahoma (confirmed).
  • PacificSource is leaving the marketplace in Montana (confirmed).
  • Whether UnitedHealthcare is leaving Georgia is disputed.

Why I keep this list

Hi, I'm Sam Jaber, a health insurance broker licensed in 36 states. Every fall I get calls from people holding a letter that says their plan is going away, and this year there are more of those letters than usual. This page is the list I wish they had: every company I've found leaving the marketplace for 2027 in the states below, how solid the evidence is, and how many counties each exit touches.

Each status means something specific. Confirmed means the company, the state, or a news story quoting either one says it plainly. Reported means it rests on a missing rate filing or a report I couldn't tie to a primary source yet. Disputed means the evidence points both ways, so I won't call it an exit, and neither should you until your letter arrives.

Cigna is leaving individual coverage everywhere

The biggest single change is Cigna. In its quarterly report to the SEC, Cigna wrote: "In April 2026, the Company announced its planned exit from the Individual and Family Plans medical business as of January 1, 2027." That reaches every state where it sold individual plans, on the marketplace and off it. Here, that means Florida, Georgia, Illinois, Indiana, Mississippi, North Carolina, Tennessee, Texas and Virginia. If you carry a Cigna individual plan in any of them, you'll be choosing a new plan for 2027 whether you planned to or not.

Some people are moving for the second year in a row

This has happened before. For 2026, CVS Health took Aetna off the individual marketplace; in its own words, it "decided to exit the individual exchange business" where Aetna ran its own ACA plans. In 14 of the states on this page, an Aetna company filed rates for 2025 and nothing for 2026.

A lot of those people were moved onto another company last year, and some of them landed on Cigna, Molina, CareSource or Baylor Scott & White. They're facing a second forced move in two years. If that's you, don't leave it to the marketplace this time. Pick the plan yourself, and check your doctors before you do.

How I built the list

For every state I checked the 2027 rate filings on the federal rate review site, the state insurance department or state marketplace where they publish their own list, and the companies' own notices and SEC filings. The county figures come from the federal 2026 marketplace plan files: for each county, which companies sold plans there in 2026, and which of them are still selling once the leaving companies are taken out.

That means a company that enters a county for 2027 isn't counted yet. The 2027 plan list usually comes out in late October, and I'll update every page when it does. Until then, read the county numbers as the floor, not the final word.

State by state

Counties are counted from each company's 2026 plans, before any 2027 newcomers. "Left with one insurer" means only one company still sells marketplace plans there.

StateLeaving for 2027Counties losing an insurerLeft with one insurerMarketplace PPO afterDetails
AlabamaNone found0 of 670Yes, in 67 of 67 countiesAlabama page
ArkansasNone found0 of 750Yes, in 75 of 75 countiesArkansas page
DelawareAmbetter Health of Delaware (confirmed)3 of 30Yes, all 3 PPO counties keep oneDelaware page
FloridaCigna (confirmed); Molina (reported)23 of 670Yes, all 67 PPO counties keep oneFlorida page
GeorgiaCigna (confirmed); UnitedHealthcare (disputed)66 of 1590Yes, all 71 PPO counties keep oneGeorgia page
IllinoisCigna (confirmed); Molina (confirmed)8 of 1020Yes, all 102 PPO counties keep oneIllinois page
IndianaCareSource (confirmed); Cigna (confirmed)92 of 927None sold in 2026Indiana page
IowaMedica (confirmed)99 of 998Yes, all 7 PPO counties keep oneIowa page
KansasMedica (confirmed)4 of 1050None sold in 2026Kansas page
KentuckyMolina (confirmed)6 of 1201None sold in 2026Kentucky page
LouisianaNone found0 of 640Yes, in 64 of 64 countiesLouisiana page
MarylandNone found0 of 240Yes, in 24 of 24 countiesMaryland page
MichiganNone found0 of 830Yes, in 83 of 83 countiesMichigan page
MississippiCigna (confirmed); Molina (reported)82 of 8212None sold in 2026Mississippi page
MissouriCox HealthPlans (confirmed)5 of 1150None sold in 2026Missouri page
MontanaPacificSource (confirmed)56 of 560Yes, all 56 PPO counties keep oneMontana page
NebraskaNone found0 of 930Yes, in 34 of 93 countiesNebraska page
NevadaNone found0 of 170None sold in 2026Nevada page
North CarolinaCigna (confirmed)87 of 10029Yes, all 90 PPO counties keep oneNorth Carolina page
OhioCareSource (confirmed); Molina (confirmed)88 of 880None sold in 2026Ohio page
OklahomaMedica (confirmed); Mending Health (confirmed)47 of 772Yes, all 77 PPO counties keep oneOklahoma page
South CarolinaNone confirmed; Molina (disputed)0 of 460Yes, in 46 of 46 countiesSouth Carolina page
South DakotaNone found0 of 660Yes, in 66 of 66 countiesSouth Dakota page
TennesseeCigna (confirmed)65 of 950None sold in 2026Tennessee page
TexasBaylor Scott & White Health Plan (confirmed); Cigna (confirmed)109 of 25413None sold in 2026Texas page
UtahNone found0 of 290None sold in 2026Utah page
VirginiaCigna (confirmed)39 of 1330Yes, all 7 PPO counties keep oneVirginia page
West VirginiaCareSource (confirmed)55 of 5555Yes, all 55 PPO counties keep oneWest Virginia page
WisconsinNone found0 of 720Yes, in 15 of 72 countiesWisconsin page
WyomingNone found0 of 230Yes, in 23 of 23 countiesWyoming page

Sources

  • Cigna's quarterly report for the period ended June 30, 2026: "In April 2026, the Company announced its planned exit from the Individual and Family Plans medical business as of January 1, 2027." source
  • CVS Health, May 2025: the company "decided to exit the individual exchange business" where Aetna ran its own ACA plans, for 2026 source
  • In 14 of the states on this page, an Aetna company filed 2025 individual rates and no 2026 rates on the federal rate review site: Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Maryland, Missouri, Nevada, North Carolina, Ohio, Texas, Utah and Virginia source
  • County figures for every state: CMS 2026 marketplace plan data, HealthCare.gov states source
  • County figures for states that run their own marketplace: CMS state-based public use files source

Last checked October 5, 2026. I update these pages when the 2027 plan list publishes in late October.

Questions about insurers leaving in 2027

Straight answers, no sales pitch.

Which insurance companies are leaving the marketplace in 2027?

Confirmed exits in the states on this page: Cigna everywhere it sells individual plans, Baylor Scott & White in Texas, CareSource in Indiana, Ohio and West Virginia, Medica in Iowa, Kansas and Oklahoma, Molina in Illinois, Kentucky and Ohio, Mending Health in Oklahoma, PacificSource in Montana, Cox HealthPlans in Missouri and Ambetter in Delaware. Molina is also reported as leaving Florida and Mississippi. The table shows every state.

Is Cigna leaving the marketplace in 2027?

Yes. Cigna says it is leaving the individual and family plan business as of January 1, 2027, in every state where it sells it. On this page, that's Florida, Georgia, Illinois, Indiana, Mississippi, North Carolina, Tennessee, Texas and Virginia.

Is UnitedHealthcare leaving the marketplace?

Not anywhere on this page that I can confirm. In Georgia it is disputed: UnitedHealthcare filed 2027 Georgia rates, while a news table built from state insurance data lists it as leaving. If you have a UnitedHealthcare plan in Georgia, read the letter you get in November.

What should I do if my insurance company is leaving?

Read both letters, the one from your company and the one from the marketplace, and don't wait to be moved. Check what's left in your county on your state's page, pick a plan before the deadline, and call me if you want a second set of eyes or a price on a nationwide PPO next to it.

Got a letter? Bring it to the call.

Tell me your state, your county and what your letter says. I'll show you what's left, price a nationwide PPO next to it, and help you pick before the deadline. I'm licensed in 36 states and work by phone.

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