Who is leaving, what's left in your county, and what to do before the deadline. Last checked October 5, 2026.
One insurance company is leaving the Kansas marketplace for 2027.
Altogether, 4 of Kansas's 105 counties lose at least one marketplace insurer.
Hi, I'm Sam Jaber, a broker with licenses in 36 states, Kansas included. Medica is leaving the Kansas marketplace for 2027, and its footprint here was small: four counties on the Kansas City side of the state, Johnson, Wyandotte, Leavenworth and Miami. That's Overland Park, Olathe, Lenexa, Kansas City, Kansas, Leavenworth and Paola. If your plan is from Medica, it ends December 31, 2026, and you need a new one.
The rest of Kansas doesn't move. The other 101 counties keep every marketplace company they had in 2026, so in Wichita, Topeka, Salina or Garden City, this fall is about your own plan's changes, not a company pulling out.
Johnson, Wyandotte and Miami counties drop from five marketplace companies to four, and Leavenworth drops from four to three. That's still real choice, so the job is matching networks, not settling for whatever is left. The Kansas City metro also straddles the state line. If you see a doctor or use a hospital on the Missouri side, check that one by name in the 2027 network, not just the clinic down the street.
Some of you have already moved once. Aetna stopped selling Kansas marketplace plans for 2026, and anyone who went to Medica after that is moving again.
The Kansas marketplace had no PPO plans in 2026, so Medica's exit doesn't take one away. You can still get a PPO, though: a private nationwide PPO through me. For a healthy household on the Kansas City side that pays full price, that's worth pricing, because a nationwide network isn't built around one side of State Line Road. If you qualify for the premium tax credit, stay on the marketplace and choose carefully.
Different state? Pick yours here.
These are the 4 Kansas counties where at least one marketplace insurer is leaving. For each one you can see who's leaving, how many marketplace insurers are left, and which ones.
The Kansas marketplace had no PPO plans in 2026, so none of the exits takes a PPO away; you just have fewer HMO, EPO and similar plans to pick from.
| County | Insurer leaving | Insurers left | Who's left (2026 plans) | Marketplace PPO after |
|---|---|---|---|---|
| Johnson | Medica | 4 | Ambetter (Centene); Blue Cross and Blue Shield of Kansas City; Oscar; UnitedHealthcare | No |
| Leavenworth | Medica | 3 | Ambetter (Centene); Blue Cross and Blue Shield of Kansas, Inc.; UnitedHealthcare | No |
| Miami | Medica | 4 | Ambetter (Centene); Blue Cross and Blue Shield of Kansas, Inc.; Oscar; UnitedHealthcare | No |
| Wyandotte | Medica | 4 | Ambetter (Centene); Blue Cross and Blue Shield of Kansas City; Oscar; UnitedHealthcare | No |
County data: CMS 2026 marketplace plan data source. Insurers are counted by company, and the table uses each company's 2026 service area, so a company that enters or expands for 2027 isn't counted yet. I'll update it when the 2027 plan list publishes in late October.
A few other names come up in the news about this. Here's where each one actually stands.
When an insurance company leaves, your plan doesn't stop overnight. It runs through December 31, 2026, and the company has to tell you in writing first. Federal rules require at least 90 calendar days notice when a company drops a plan, and at least 180 calendar days when it leaves a state's individual market entirely. If your company is leaving and you haven't seen that letter, call the company and ask for it.
What happens next is the part people get wrong. If no plan from your company is left on the marketplace, the federal rule (45 CFR 155.335) says the marketplace may move you to a plan from a different company. It doesn't say it will. The move has to fit state law, it follows the state regulator's direction, and without that direction the marketplace picks a "similar" plan. Nothing in that rule checks your doctors or your prescriptions.
If you bought your plan straight from the company, off the marketplace, the marketplace's re-enrollment rule doesn't reach you at all. You need to pick a new plan yourself.
Open enrollment on HealthCare.gov starts November 1. By then you should get 2 letters: one from your current company and one from the marketplace. The marketplace letter tells you which plan, if any, you'll be moved into if you do nothing by December 15. HealthCare.gov is plain that in some cases you won't be automatically re-enrolled.
Pick by December 15 and your new plan starts January 1. Pick between December 16 and January 15 and it starts February 1, which leaves January uncovered if your old plan ended December 31.
Miss open enrollment and you may still have a way in. Losing a plan because it's discontinued is on HealthCare.gov's list of qualifying events, and the federal rule gives you 60 days before and 60 days after the day your old coverage ends to pick a new plan. Don't build your plan around that window. Confirm you qualify before you count on it.
Here's how I'd think about it, depending on where you are. Each path ends the same way: a call with me before the deadline.
If you earn too much for the credit, you're paying the full marketplace price, and now you're paying it for whatever is left in your county. You have another option. Private plans with medical underwriting run on nationwide PPO networks and are priced on your health, which is how the price for a healthy person can come in under the marketplace's full rate. They ask health questions up front, and the company can decline you or leave out a past condition, so we go through the details together before you choose.
Next step: Call me and I'll price a nationwide PPO for your household next to the Kansas marketplace plans in your county.
Whatever the marketplace looks like in your county, you can still get a nationwide PPO in Kansas through me. The Kansas marketplace had no PPO plans in 2026, so none of the exits takes a PPO away; you just have fewer HMO, EPO and similar plans to pick from.
Private PPO plans with medical underwriting use networks that work across the country, and for a healthy person who pays full price on the marketplace, they're often worth pricing. I'm licensed in 36 states, and Kansas is one of them.
Straight answers, no sales pitch.
Medica (confirmed). Altogether, 4 of Kansas's 105 counties lose at least one marketplace insurer.
Maybe, but don't count on it. The federal rule says the marketplace may move you to a similar plan from a different company, as state law and your state regulator allow. HealthCare.gov says that in some cases you won't be automatically re-enrolled, and if you bought off the marketplace, nobody moves you. Pick your own plan.
On HealthCare.gov, pick by December 15 for coverage that starts January 1. Open enrollment runs to January 15, but a plan picked after December 15 starts February 1.
Yes. You can still get a nationwide PPO in Kansas through me. The Kansas marketplace had no PPO plans in 2026, so none of the exits takes a PPO away; you just have fewer HMO, EPO and similar plans to pick from.
Last checked October 5, 2026. I update this page when the 2027 plan list publishes in late October.
Tell me your county, who's on your plan and what your letter says. I'll show you what's left on the Kansas marketplace, price a nationwide PPO next to it, and help you pick before the deadline. I'm licensed in 36 states and work by phone.
Every state on the list, and guides for Kansas